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Payment by instalments

There are a number of methods available to pay for your NCRQ qualifications. You can pay the full amount on your credit or debit card, purchase individual units for the full NCRQ Diploma, or you can spread the cost of either a Certificate or Diploma level qualification by paying with an instalment plan.

The available instalment plan options are shown below.

Certificate or unit over 12 months

12 monthly instalments of £47.37

£60 initial payment

19.9% APR. Total amount payable £628.39.

Total cost of credit £52.30.

Diploma over 12 months

12 monthly instalments of £133.10

£170 initial payment

19.9% APR. Total amount payable £1,767.22.

Total cost of credit £147.22.

Diploma over 24 months

24 monthly instalments of £72.56

£170 initial payment

19.9% APR. Total amount payable £1,911.40.

Total cost of credit £291.40.

To pay by instalments, simply apply online for the qualification of your choice, and select to pay by finance.

Why do we charge for payment by instalments?

NCRQ aims to provide exceptional quality learning and qualifications at the lowest possible cost. Payment by instalments costs us money, and if we absorbed these costs we would need to make the qualifications more expensive for everyone.

Further details

All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of the finance agreement and subsequent monthly payments will be due every month for the length of your term on that day of the month. Finance is provided by our partner Omni Capital.

There are no additional charges for paying back your finance early. You will be provided with full terms and conditions before you accept any offer of finance.

Finance is open to UK residents over 18 years of age only, and is subject to status. Full price qualifications only - not available in conjunction with any offer or discount.



NCRQ is authorised and regulated by the Financial Conduct Authority No 740235. Finance is provided by Omni Capital Retail Finance Ltd in association with Pay4Later. Omni Capital is authorised and regulated by the Financial Conduct Authority (No 720279) and offices are at 1st floor, Oak House, Reeds Crescent, Watford, WD24 4QP.